Every family has a helper who always wants to be there for everyone and genuinely wants to provide; however, they can. If this person is you, there are ways to be paid for caring for your elderly or disabled family members.
We know that caring for people can be rewarding enough, but putting bread on the table is necessary regardless of your family situation. There are many ways to make sure you don’t have to break the bank to take time off to help someone in need.
Insurance, jobs, government, and other associations are here to help their people get the correct care they need. Here at Champa Caregivers We are more than happy to educate anyone and everyone about how they can get the help they need while serving as a caregiver for their family members.
If you are interested in getting involved with the caregiver community, check out our website. We are built on helping everyone!
Check If Insurance Can Provide Caregiver Assistance
Surprisingly, insurance companies do cover caregivers and many elderly or disabled people spent their years earning a wage and building on their insurance. This means that if a certified caregiver is taking care of an insured person, they’ll pay a reasonable compensation!
It may be hard work at times but the median salary for a caregiver is just under $42,000. Many insurance companies will pay up to this amount depending on the caregiver’s circumstances and the person who needs the care.
Insurance is surprisingly a great way to solve the question of “how to get paid for taking care of a family member.”
Related – Trends: Seniors and Living At Home
Find Out If You’re Eligible For Medicaid Assistance
Medicaid is a beast to tackle, but caregivers have many options if the person you’re caring for is eligible for Medicaid. Your first step should be ensuring that someone is qualified and then moving forward from there once they’re a part of the Medicaid program.
In many states, there is also a program called the Cash & Counseling program. You can contact your local Medicaid office, and they will inform you of the available options for your patient. Asking directly about Cash & Counseling may speed up the process.
Medicaid is different for every state, so make sure you’re contacting the right people and following the correct protocols before moving too quickly.
Home and Community Based Services
This is one of those hidden gems in the world. The Medicaid office has offered this as a separate program outside of standard Medicaid assistance.
The Home and Community Based Services program allows for elderly and disabled people to get tax-exempt services and payments to help with at-home care. They can help guide you to find a caregiver or receive compensation in other ways for being a caregiver to someone.
Look Into Veteran’s Aid Programs
If you are caring for a veteran, there is a fantastic option available for them to pay for caregiving services. The benefit is called Aid and Attendance.
Aid and Attendance provides a monthly check that helps veterans cover their at one care if they don’t want to go to a nursing home. Your local Veteran’s Affairs office is always accommodating when determining if someone qualifies for aid or not.
Even if it is part-time care, there are aid programs for veterans, and we all know they’ve earned it.
If you want to find a caregiver for your veteran, we have an impressive list of questions to make sure they are taken care of properly.
Check If Your Current Job Provides Paid Leave
This one comes as the biggest surprise to most people, but some jobs provide paid leave for temporary caregivers and full-time caregivers. Having a job pays off from time to time, and this is one of them!
Over one-fifth of companies provide benefits for workers that need paid leave to care for their relatives. This is a tremendous benefit that most people don’t find. Companies have provisions for these situations because you never know when something could come up.
Make sure you are taking advantage of your job’s benefits whenever able. They are there for a reason, and this is by far one of the best reasons to take some time off.
Related – Living Life As a Caregiver
Asking Family For Assistance
We know this isn’t an official program, but asking family for help is a great way to ensure that you’re able to continue to care for your loved one while not sacrificing too much. The family would typically be paying out of pocket for care regardless, so providing for you is valuable and cheaper for them.
Live-in care can cost upwards of four to five thousand dollars per month. Make sure you aren’t charging the top of the ladder, but some compensation completely reasonable considering the amount of time and money you’d be saving the rest of your family.
Families should take care of each other, and most people will understand if you are looking for a little compensation for your time.
Caregiving Is Always A Rewarding Experience
Caring for people can be challenging, but that doesn’t mean the rest of your life has to diminish because you need to spend time doing what is required. There are tons of great ways to earn money while taking care of anyone who needs it.
Make sure you take the time to investigate the best options for your situation. We know it can take a lot of time, but it will be more than worth it when you finally get your first victory!
If you have questions about finding a caregiver, or are interested in becoming a paid caregiver, reach out to us. We are the helpers, and we are here for you.